1.
Sofat R, Hiro P. Creativity and Innovations in Retail Banking- A Comparative Analysis of Financial Products Offered by ICICI and HDFC Bank. ijom [Internet]. 2007 Sep. 28 [cited 2025 Dec. 19];37(9). Available from: https://indianjournalofcomputerscience.com/index.php/ijom/article/view/36450