Banerjee, Debjani, and Shradha Shivani. “Has Modern Retailing in India Influenced the Consumption Expenditure Behavior of Urban Socioeconomic Classes?”. Indian Journal of Marketing 45, no. 6 (June 1, 2015): 37–52. Accessed July 20, 2025. https://indianjournalofcomputerscience.com/index.php/ijom/article/view/79932.