Mainrai, Girish, and Sarvesh Mohania. “Redefining Risk : Indian Sterling Bank’s Journey to Mitigate Concentration Risk”. Indian Journal of Finance 17, no. 11 (November 1, 2023): 40–49. Accessed July 18, 2025. https://indianjournalofcomputerscience.com/index.php/IJF/article/view/173326.