Nayak, Daravath Vikas, and A. Arun Kumar. “Central Bank Digital Currency E-Rupee (e`) Usage Patterns : The Interplay of Awareness and Satisfaction in India”. Indian Journal of Finance, vol. 19, no. 2, Feb. 2025, pp. 62-74, doi:10.17010/ijf/2025/v19i2/174771.