Performance of the Indian Banking Industry:A Comparison of Public and Private Sector Banks
DOI:
https://doi.org/10.17010/ijf/2016/v10i1/85843Keywords:
Performance
, Banking Industry, Private Banks, Public Sector BanksA1
, G21, G18, M00Paper Submission Date
, May 12, 2015, Paper sent back for Revision, December 5, Paper Acceptance Date, December 12, 2015.Abstract
The paper sought to analyze the performance of the banking industry in India on the basis of established financial parameters. By using the purposive sampling technique, 46 scheduled commercial banks were studied and the business standard banking annual database was explored to collect the relevant information. Both public and private sector banks were included in the sample and analyzed on the basis of four parameters (size, growth, profitability, and soundness) segregated into 11 financial performance indicators. The findings highlighted that public and private sector banks were not very much different in terms of size and growth parameters. However, significant differences were found in terms of profitability and soundness of business, indicating robust growth prospects for private sector banks. The study represented a pioneering and seminal attempt to provide a number of implications for policy makers, budding researchers, and professionals.Downloads
Downloads
Published
How to Cite
Issue
Section
References
Arun T. G., & Turner, G.D. (2002). Financial sector reforms in developing countries: The Indian experience (pp. 429 - 445). India: Blackwell Publishers Ltd.
Ataullah, A., Cockerill, T., & Le, H. (2004). Financial liberalization and bank efficiency: A comparative analysis of India and Pakistan. Applied Economics, 36 (17), 1915 - 1924.
Bharati, G. K. (2007). The intellectual capital performance of Indian banking sector. Journal of Intellectual Capital, 8 (1), 96-123.
D'Souza, E. (2002). Employment and human resource practices in public sector banks in the nineties. Labour Market Institution in India: 1990's and beyond. Japan : Institute of Developing Economies.
Das, A., Ashok, N., & Ray, C. S. (2004). Liberalisation, ownership and efficiency in Indian banking: A non parametric approach (Economics Working Paper). Retrieved from http://digitalcommons.uconn.edu/econ_wpapers/200429
Ghosh, S. (2009). Financial deregulation and profit efficiency: A non parametric analysis of Indian banks. Retrieved from http://mpra.ub.uni-muenchen.de/24292/
Gizaw, K.D., & Pagidimarri, V. (2013). Impact of service quality on customer loyalty: A study of Ethiopian policy holders. The Indian Journal of Commerce, 66 (4), 1-10.
Gupta, O. K., Yogesh, D., & Aneesh, C. (2008). Dynamics of productive efficiency of Indian banks. International Journal of Operational Research, 5 (2), 78-98.
Jhadao S.P. (2010). Present scenario of banking sector in India. International Referred Research Journal, 1 (9), 87-95.
Kamath, G. B. (2009). The intellectual capital performance of Indian banking sector. Journal of Intellectual Capital, 8 (1), 96-123.
Kamath, K. V., Nayak, R.M., & Ravichandran, N. (2003). Indian Banking sectors: Challenge and opportunity. Vikalpa, 28 (3), 83-99.
Kumar, R., & Singh, M. (2013). Comparative service quality analysis of the Indian non-life insurance sector. The Indian Journal of Commerce, 66 (4), 11-21.
Makkar, A., & Singh, S. (2013). Analysis of the financial performance of Indian commercial banks: A comparative study. Indian Journal of Finance, 7 (5), 41-49. DOI:10.17010/ijf/2013/v7i5/72113
Milind, S. (2002). The impact of foreign banks on market concentration: The case of India. Applied Econometrics and International Development (AEEADE), 2 (1), 7 -21.
Mohan, T.T.R., & Ray, S. C. (2004). Productivity growth and efficiency in Indian banking: A comparison of public, private, and foreign banks (Economics Working Papers 10/2004). USA : University of Connecticut.
Mohapatra, S., Sahoo, D., & Kesharwani, A. (2015). Outsourcing of information technology: An empirical study in the Indian banking industry. Indian Journal of Finance, 9 (7), 7-21. doi:10.17010//2015/v9i7/72350
Reddy, A. A. (2005). Banking sector deregulation and productivity change decomposition of Indian banks. Finance India, 19 (3), 983-1001.
Saha, M. (2015, January 6). Act without fear: Govt to Banks. Business Standard, p 6.
Selvaraj, M. (2009). Total quality management in Indian commercial banks: A comparative study. Journal of Marketing and Communication, 4 (3), 59 - 70.
Shukla, S. (2014). Emerging issues and challenges for public sectors banks of India. Procedia- Social and Behavioural Science, 133, 358-363.
Srivastava, A., & Purang, P. (2009). Employee perception of job satisfaction: Comparative study of public banks. Asian Academy of Management Journal, 14 (2), 65-78.
Top Banks in India: Banking Annual (Database). (2013, Jan). Business Standard. 4 (1).
Top Banks in India; Banking Annual (Database). (2014, Dec). Business Standard. 6 (1).
Uppal, R.K., & Khanna, P. (2015). Factor affecting NPA's of scheduled commercial banks: An empirical study based in Punjab. Indian Journal of Finance, 9 (2), 7-16. doi:10.17010//2015/v9i2/71517
