Bibliometric Insights into the <i>Indian Journal of Finance</i> : Mapping Intellectual Contributions

Authors

  •   Raj Kumar Singh Professor (Corresponding Author), Department of Commerce, Himachal Pradesh University, Shimla - 171 005, Himachal Pradesh
  •   Charu Saxena Associate Professor, University School of Business, Chandigarh University, Mohali - 140 413, Punjab
  •   Shalini Aggarwal Professor, University School of Business, Chandigarh University, Mohali - 140 413, Punjab
  •   Prerna Assistant Professor, University School of Business, Chandigarh University, Mohali - 140 413, Punjab
  •   Yashvardhan Singh Data Analyst, Axtria Pvt. Ltd., Noida, Uttar Pradesh

DOI:

https://doi.org/10.17010/ijf/2025/v19i5/175042

Keywords:

bibliometric analysis

, citations, keywords analysis, co-occurrence network, bibliographic coupling, thematic evolution map.

JEL Classification Codes

, C88, G3, G11, G32, Y10

Paper Submission Date

, February 5, 2025, Paper sent back for Revision, April 20, Paper Acceptance Date, May 5, Paper Published Online, May 15, 2025

Abstract

Purpose : This study aimed to conduct a bibliometric analysis of the Indian Journal of Finance to uncover key contributions and highlight emerging research trends in finance.

Methodology : Utilizing the SPAR-4-SLR protocol, 739 documents published in the journal between 2010 and 2024 were selected from the Scopus database and examined using VOS-viewer and R-studio software.

Findings : The analysis highlighted publication trends, citation patterns, influential authors, and countries, along with the thematic evolution of research. The peak publication was recorded in 2010, while 2018 marked the most impactful year. The most cited paper received 35 citations, with Kumar, S., and Tripathi as prominent contributors. The thematic developments were mapped across three distinct periods.

Practical Implications : The insights gained offered a foundation for future research in finance by identifying unexplored areas and methodological best practices for conducting rigorous research.

Originality/Value : The study contributed significantly to academic and professional communities by mapping out a comprehensive framework of key theories, variables, constructs, and methodological strategies used in the field.

Downloads

Download data is not yet available.

Downloads

Published

2025-05-15

How to Cite

Singh, R. K., Saxena, C., Aggarwal, S., Prerna, & Singh, Y. (2025). Bibliometric Insights into the <i>Indian Journal of Finance</i> : Mapping Intellectual Contributions. Indian Journal of Finance, 19(5), 8–36. https://doi.org/10.17010/ijf/2025/v19i5/175042

Issue

Section

Articles

References

Agarwal, S. (2022). Deep learning in financial analytics: Exchange rate modelling. Indian Journal of Finance,16(9), 8–25. https://doi.org/10.17010/ijf/2022/v16i9/172157

Aggarwal, S., & Khurana, S. (2018). Empirical examination of stock market volatility: An international comparison. Indian Journal of Finance,12(1), 47–61. https://doi.org/10.17010/ijf/2018/v12i1/120741

Agrawal, P. K., Nandan, T., & Singh, A. P. (2021). Integration of the Indian stock market with select Asian stock markets: An analysis. Indian Journal of Finance,15(8), 40–51. https://doi.org/10.17010/ijf/2021/v15i8/165817

Ahmad, S., & Saxena, C. (2023). Mapping of insurance technology (insur-tech) research: A bibliometric analysis. In A. Swaroop, V. Kansal, G. Fortino, & A. E. Hassanien (eds.), Proceedings of Fourth Doctoral Symposium on Computational Intelligence (Vol. 726, pp. 715–728). Springer Nature. https://doi.org/10.1007/978-981-99-3716-5_58

Ahuja, B. R., & Singhal, N. (2014). Assessing the financial soundness of companies with special reference to the Indian textile sector: An application of the Altman Z score model. Indian Journal of Finance, 8(4), 38–48. https://doi.org/10.17010/ijf/2014/v8i4/71922

Annapurna, V., & Manchala, G. (2017). Balanced scorecard evaluation of the performance of Indian public sector banks. Indian Journal of Finance,11(9), 7–21. https://doi.org/10.17010/ijf/2017/v11i9/118085

Arkanuddin, M. F., Saragih, F. D., & Nugroho, B. Y. (2021). The key role of the financial regulation in fintech ecosystem: A model validation. Studies of Applied Economics, 39(12). https://doi.org/10.25115/eea.v39i12.6239

Arora, A. K., Kumar, S., & Kansal, A. (2024). Analysis of retail investors' attitudes toward IPO investments. Indian Journal of Finance,18(9), 42–57. https://doi.org/10.17010/ijf/2024/v18i9/174459

Arora, M., & Singh, S. (2015). An evaluation of the non performing assets of public and private sector banks under the SHG bank linkage programme. Indian Journal of Finance, 9(6), 41–50. https://doi.org/10.17010/ijf/2015/v9i6/71161

Babu, M., & Srinivasan, S. (2014). Testing the co-integration in Indian commodity markets: A study with reference to Multi Commodity Exchange India Ltd. Indian Journal of Finance, 8(3), 35–43. https://doi.org/10.17010/ijf/2014/v8i3/71961

Balakrishnan, A., & Maiti, M. (2017). Dynamics of size and value factors in stock returns: Evidence from India. Indian Journal of Finance, 11(6), 21–35. https://doi.org/10.17010/ijf/2017/v11i6/115593

Basri, S., & Shetty, D. (2018). Predicting e-banking adoption: An evalution of perception and behavioural intentions of small and medium enterprises in Karnataka. Indian Journal of Finance, 12(7), 28–41. https://doi.org/10.17010/ijf/2018/v12i7/129969

Batra, G., & Munjal, A. (2018). An analytical study on determinants of capital structure composition during the post liberalization period in India. Indian Journal of Finance, 12(4), 20–36. https://doi.org/10.17010/ijf/2018/v12i4/122792

Behal, V., & Uppal, R. K. (2023). Factors impacting corporate social responsibility of top firms listed in India. Indian Journal of Finance, 17(6), 27–44. https://doi.org/10.17010/ijf/2023/v17i6/171974

Bhanumurthy, K. V., Singh, A. K., & Aggarwal, A. (2019). Macroeconomic antecedents of stock returns and exchange rate. Indian Journal of Finance, 13(6), 49–53. https://doi.org/10.17010/ijf/2019/v13i6/144848

Bhattacharjee, S., & Kaur, H. (2015). An overview of alternative currency: The Bitcoin. Indian Journal of Finance, 9(6), 51–60. https://doi.org/10.17010/ijf/2015/v9i6/71162

Cahyono, S. B., & Chawla, A. S. (2021). Capital structure among secondary sectors of Indonesian firms: Does business scale matter? Indian Journal of Finance, 15(10), 8–27. https://doi.org/10.17010/ijf/2021/v15i10/166509

Chandanani, P., Singh, K., & Majumdar, S. (2017). Market structure and competition in the banking industry: A review of literature. Indian Journal of Finance, 11(3), 58–76. https://doi.org/10.17010/ijf/2017/v11i3/111649

Chandra, P., & Chakraborty, S. K. (2014). Capital-market liberalization is certainly no paragon of virtues: A theoretical review. Indian Journal of Finance, 8(8), 27–43. https://doi.org/10.17010/ijf/2014/v8i8/71854

Chandra, S., & Awasthi, R. (2019). Insolvency risk: Issues and challenges for public sector commercial banks of India. Indian Journal of Finance, 13(12), 19–33. https://doi.org/10.17010/ijf/2019/v13i12/149266

Chellasamy, P., & Ponsabariraj, N. (2016). FDI in the retail sector and its impact on select macro-economic variables: A comparative study of India and China. Indian Journal of Finance, 10(6), 24–37. https://doi.org/10.17010/ijf/2016/v10i6/94876

Dangi, M., & Kohli, B. (2018). Role of behavioral biases in investment decisions: A factor analysis. Indian Journal of Finance, 12(3), 43–57. https://doi.org/10.17010/ijf/2018/v12i3/121997

Das, S., & Patnaik, B. C. (2015). Microfinance in eastern India: The role played by regional rural banks. Indian Journal of Finance, 9(11), 45–59. https://doi.org/10.17010/ijf/2015/v9i11/81133

De, A., & Banerjee, A. (2017). Capital structure and its determinants during the pre and post period of recession: Pecking order vs. trade off theory. Indian Journal of Finance, 11(1), 44–58. https://doi.org/10.17010/ijf/2017/v11i1/108961

Deepak, R., & Gowda, S. (2014). Informational asymmetry between informed and retail investors while investing in the Indian IPO market. Indian Journal of Finance, 8(9), 32–46. https://doi.org/10.17010//2014/v8i9/71850

Dhingra, D., Sharma, S., & Ashok, S. (2024). Testing the efficacy of bankruptcy prediction models: A study of Jet Airways. Indian Journal of Finance, 18(4), 8–24. https://doi.org/10.17010/ijf/2024/v18i4/173724

Dikshita, & Singh, H. (2019). Estimating and forecasting volatility using ARIMA model: A study on NSE, India. Indian Journal of Finance, 13(5), 37–51. https://doi.org/10.17010/ijf/2019/v13i5/144184

Dzung, P. T., Tung, N. X., Van, L. H., & Thanh, N. T. (2021). Experimental evidences for prospect theory in Vietnam. Indian Journal of Finance, 15(5–7), 26–43. https://doi.org/10.17010/ijf/2021/v15i5-7/164491

Eldhose, K. V., & Kumar, S. S. (2019). Determinants of financial leverage: An empirical analysis of manufacturing companies in India. Indian Journal of Finance, 13(7), 41–49. https://doi.org/10.17010/ijf/2019/v13i7/145534

Gaur, A., & Bansal, M. (2010). A comparative study of gold price movements in Indian and global markets. Indian Journal of Finance, 4(2), 32–46. https://www.indianjournaloffinance.co.in/index.php/IJF/article/view/72636

Gupta, N., & Gupta, V. (2023). The saga of Ruchi Soya Industries Limited: Could credit risk models predict bankruptcy? Indian Journal of Finance, 17(3), 64–76. https://doi.org/10.17010/ijf/2023/v17i3/172673

Gupta, P., & Jaiswal, K. K. (2020). Analysis of financial performance of selected public and private sector banks. Indian Journal of Finance, 14(1), 45–57. https://doi.org/10.17010/ijf/2020/v14i1/149856

Gupta, U., & Agarwal, B. (2023). The role of digital financial services on Indian MSMEs. Indian Journal of Finance, 17(2), 8–26. https://doi.org/10.17010/ijf/2023/v17i2/170125

Gurinovich, A. G., & Shakhmametiev, A. A. (2023). Taxation of economic cross-border operations for providing services in electronic form. Indian Journal of Finance, 17(10), 8–20. https://doi.org/10.17010/ijf/2023/v17i10/171602

Heggede, S., & Jadhav, A. M. (2021). Regulatory changes and role of audit committee: Indian evidence. Indian Journal of Finance, 15(3), 8–22. https://doi.org/10.17010/ijf/2021/v15i3/158126

Himanshu, & Madhur. (2020). Intellectual capital performance: A case study of public sector banks in India. Indian Journal of Finance, 14(10–11), 43–53. https://doi.org/10.17010/ijf/2020/v14i10-11/155970

Isidore, R. R., & Christie, P. (2018). Investment behavior of secondary equity investors: An examination of the relationship among the biases. Indian Journal of Finance, 12(9), 7–20. https://doi.org/10.17010/ijf/2018/v12i9/131556

Jagannathan, U. K., & Khan, N. (2019). A study on factors related to market capitalization in Indian manufacturing firms. Indian Journal of Finance, 13(12), 50–61. https://doi.org/10.17010/ijf/2019/v13i12/149268

Jain, S., Dhillon, L. K., Aggarwal, R., & Bagga, T. (2023). Corporate governance mechanism, ownership structure, and firm performance: Evidence from India. Indian Journal of Finance, 17(9), 25–40. https://doi.org/10.17010/ijf/2023/v17i9/173182

Kalra, N., & Gupta, G. (2023). Impact of economic policy uncertainty on the Indian stock market: An empirical investigation. Indian Journal of Finance, 17(3), 50–63. https://doi.org/10.17010/ijf/2023/v17i3/172672

Kar, B., & Das, P. P. (2022). Impact of sector and region on survival and closure. Indian Journal of Finance, 16(2), 8–23. https://doi.org/10.17010/ijf/2022/v16i2/160397

Kaur, H., & Singh, R. (2019). Modelling volatility clustering and asymmetry: A study of Indian index futures markets. Indian Journal of Finance, 13(3), 51–65. https://doi.org/10.17010/ijf/2019/v13i3/142269

Khan, F. M., Anas, M., & Uddin, S. M. (2024). Anthropomorphism and consumer behaviour: A SPARâ€4â€SLR protocol compliant hybrid review. International Journal of Consumer Studies, 48(1), Article ID e12985. https://doi.org/10.1111/ijcs.12985

Khanna, S., & Kumar, A. (2020). GARCH and TGARCH approach to information linkages. Indian Journal of Finance, 14(8–9), 35–51. https://doi.org/10.17010/ijf/2020/v14i8-9/154947

Kotishwar, A. (2018). Impact of digitalization on select banks. Indian Journal of Finance, 12(12), 32–51. https://doi.org/10.17010/ijf/2018/v12i12/139890

Kumar, R., & Chandel, K. (2010). Nurturing corporate culture with the wisdom of the GITA - A gateway for good governance. Prabandhan: Indian Journal of Management, 3(7), 3–11. https://doi.org/10.17010/pijom/2010/v3i7/61059

Kumar, R. (2011). Governance and trusteeship philosophy in the 2 G saga. Prabandhan: Indian Journal of Management, 4(4), 12–22. https://doi.org/10.17010/pijom/2011/v4i4/62411

Kumar, R., & Verma, Y. (2011). Ethical dimensions of corporate governance in the neoliberal era. Amity Global Business Review, 6(1), 91–104. https://www.researchgate.net/publication/378109098

Kumar, D. S. (2017). Housing finance snags faced by Indian home loan mortgagors: A matter-of-fact study. Indian Journal of Finance, 11(11), 56–65. https://doi.org/10.17010/ijf/2017/v11i11/119342

Kumar, K. V., & Rao, P. S. (2016). A book review of “strategic financial management: Managing for value creation†by Dr. Prasanna Chandra. Indian Journal of Finance, 10(12), 56–64. https://doi.org/10.17010/ijf/2016/v10i12/106899

Kumar, N., & Goel, D. (2024). Macroeconomic determinants of price dynamics in the Indian stock market. Indian Journal of Finance, 18(9), 25–41. https://doi.org/10.17010/ijf/2024/v18i9/174457

Kumar, S. S., & Bindu, C. (2018). Determinants of capital structure: An exclusive study of passenger car companies in India. Indian Journal of Finance, 12(5), 43–53. https://doi.org/10.17010/ijf/2018/v12i5/123695

Kuznetsova, N. V., & Kuznetsova, E. V. (2015). Economic security outlook for India in a world of growing political uncertainty. Indian Journal of Finance, 9(7), 43–56. https://doi.org/10.17010//2015/v9i7/72353

Lethesh, M., & Reddy, C. V. (2023). Price discovery mechanism in the Indian agricultural commodity futures market – An empirical analysis. Indian Journal of Finance, 17(12), 8–25. https://doi.org/10.17010/ijf/2023/v17i12/172823

Lithin, B. M., Chakraborty, S., & Nikhil, M. N. (2023). Are liquidity and credit risk key determinants of corporate credit spreads (CCS) in India? Indian Journal of Finance, 17(6), 8–26. https://doi.org/10.17010/ijf/2023/v17i6/172773

Makkar, M. K., Ghayas, A., & Gupta, N. (2023). Performance of conventional and sustainable index in pre and during the COVID-19 pandemic: A comparative analysis. Indian Journal of Finance, 17(5), 39–52. https://doi.org/10.17010/ijf/2023/v17i5/172736

Mohania, S., & Mainrai, G. (2020). The COVID-19 pandemic and its impact on the banking industry—A case of National Bank Ltd. Indian Journal of Finance, 14(8–9), 80–89. https://doi.org/10.17010/ijf/2020/v14i8-9/154950

Narsimhulu, S., & Satyanarayana, S. V. (2016). Efficiency of commodity futures in price discovery and risk management: An empirical study of agricultural commodities in India. Indian Journal of Finance, 10(10), 7–26. https://doi.org/10.17010/ijf/2016/v10i10/102990

Nayyar, A., & Singh, I. (2018). A comprehensive analysis of goods and services tax (GST) in India. Indian Journal of Finance, 12(2), 57–71. https://doi.org/10.17010/ijf/2018/v12i2/121377

Patel, R. J. (2017). Co-movement and integration among stock markets: A study of 14 countries. Indian Journal of Finance, 11(9), 53–68. https://doi.org/10.17010/ijf/2017/v11i9/118089

Patel, R. J., Gandhi, D. J., Patel, M. K., & Modi, T. M. (2023). Integration of bond markets and portfolio diversification: Evidence from the 2008 global financial crisis. Indian Journal of Finance, 17(4), 27–44. https://doi.org/10.17010/ijf/2023/v17i4/172697

Patel, R., Patel, M., & Patel, N. (2018). Impact of microfinance on women empowerment: A study of rural Gujarat. Indian Journal of Finance, 12(8), 22–35. https://doi.org/10.17010/ijf/2018/v12i8/130742

Pathak, T. (2018). Linkages between global capital flows, stock market, and monetary policy: Evidences from India. Indian Journal of Finance, 12(2), 26–42. https://doi.org/10.17010/ijf/2018/v12i2/121369

Perumandla, S., & Kurisetti, P. (2018). Time-varying correlations, causality, and volatility linkages of Indian commodity and equity markets: Evidence from DCC–GARCH. Indian Journal of Finance, 12(9), 21–40. https://doi.org/10.17010/ijf/2018/v12i9/131558

Pillai, K. R. (2018). Temporal and institutional essence of non-performing assets in banks: An Indian scenario. Indian Journal of Finance, 12(3), 58–68. https://doi.org/10.17010/ijf/2018/v12i3/121998

Prihandini, W. (2017). Determinants of tax inspection in Indonesia Stock Exchange. Indian Journal of Finance, 11(2), 52–64. https://doi.org/10.17010/ijf/2017/v11i2/110236

Ray, K. K., & Das, C. (2024). Nonlinear response of fuel price returns to monetary policy: A regime-switching approach. Indian Journal of Finance, 18(1), 42–56. https://doi.org/10.17010/ijf/2024/v18i1/172011

Reddy, M. M. (2016). Impact of FDI on performance of select private sector banks in India. Indian Journal of Finance, 10(3), 52–65. https://doi.org/10.17010/ijf/2016/v10i3/89024

Rekha, I. S., Basri, S., & Kavitha, T. C. (2020). Acceptance of internet banking: Comparing six theoretical models. Indian Journal of Finance, 14(3), 7–21. https://doi.org/10.17010/ijf/2020/v14i3/151073

Riyazahmed, K., & Sriram, M. (2024). Do cash holdings impact the financials of companies? Evidence from India. Indian Journal of Finance, 18(3), 8–24. https://doi.org/10.17010/ijf/2024/v18i3/173614

Sandhya, S., & Parashar, N. (2019). A study on corporate governance practices of selected banks in India. Indian Journal of Finance, 13(2), 36–47. https://doi.org/10.17010/ijf/2019/v13i2/141686

Saxena, C., & Kumar, P. (2023). Bibliometric analysis of Journal of Money Laundering Control: Emerging trends and a way forward. Journal of Money Laundering Control, 26(5), 947–969. https://doi.org/10.1108/JMLC-06-2022-0075

Saxena, C., & Singh, M. (2025). Exploring the rise of smart wearables: A bibliometric analysis on the growing use of fitness applications among athletes. Kinesiology Review, 1–14. https://doi.org/10.1123/kr.2023-0044

Seth, N., & Sidhu, A. (2021). Price discovery and volatility spillover for the Indian energy futures market in the pre-and post-crisis periods. Indian Journal of Finance, 15(8), 24–39. https://doi.org/10.17010/ijf/2021/v15i8/165816

Shafi, A. A., Garg, A. K., & Muchie, M. (2016). Access to external finance and manufacturing enterprises' profitability in Africa: Evidence from Ethiopia. Indian Journal of Finance, 10(11), 7–20. https://doi.org/10.17010/ijf/2016/v10i11/104912

Sharma, G. D., Mahendru, M., & Singh, S. (2013). Are the stock exchanges of emerging economies interlinked?: Evidence from BRICS. Indian Journal of Finance, 7(1), 26–37. https://indianjournaloffinance.co.in/index.php/IJF/article/view/72149

Sharma, P., & Gupta, S. (2019). A comparative study on effect of IFRS on profitability of selected companies in developed and developing countries. Indian Journal of Finance, 13(6), 65–73. https://doi.org/10.17010/ijf/2019/v13i6/144852

Siddik, M. N., Sun, G., & Kabiraj, S. (2015). Financial inclusion and its determinants: A study of Bangladesh. Indian Journal of Finance, 9(6), 7–29. https://doi.org/10.17010/ijf/2015/v9i6/70988

Sifolo, P. P., & Sokhela, P. (2022). Digitalization opportunities for tourism micro-entrepreneurship in South Africa: An academic gaze. Indian Journal of Finance, 16(12), 8–25. https://doi.org/10.17010/ijf/2022/v16i12/172568

Singh, A. K., Gill, K., & Kalra, S. (2023). Evaluation of the nexus between short-run return measures of IPOs in India. Indian Journal of Finance, 17(4), 8–26. https://doi.org/10.17010/ijf/2023/v17i4/172696

Singh, H. P., Goyal, N., & Kumar, S. (2016). Behavioural biases in investment decisions: An exploration of the role of gender. Indian Journal of Finance, 10(6), 51–62. https://doi.org/10.17010/ijf/2016/v10i6/94879

Singh, R. K., Sharma, M., Kumar, A., & Singh, Y. (2022). Corporate governance mechanism - financial performance nexus: Empirical evidence from Indian banks. Indian Journal of Finance, 16(7), 23–41. https://doi.org/10.17010/ijf/2022/v16i7/170633

Singh, R. K., Kumar, A., & Singh, Y. (2024). Mapping the influence of the COVID-19 pandemic on the Indian economy: Insights from the smart PLS-SEM approach with IPMA. Indian Journal of Finance, 18(7), 25–43. https://doi.org/10.17010/ijf/2024/v18i7/174031

Singh, R. K., Singh, Y., Kumar, S., Kumar, A., & Alruwaili, W. S. (2024). Mapping risk–return linkages and volatility spillover in BRICS stock markets through the lens of linear and non-linear GARCH models. Journal of Risk and Financial Management, 17(10), 437. https://doi.org/10.3390/jrfm17100437

Singh, R. K., Kumar, N., Singh, Y., Kumar, A., & Kumar, S. (2025). Moderating role of stock return volatility in corporate governance-firm value structural value linkages: Insights from a PLS-SEM with IMPA approach. Indian Journal of Finance, 19(1), 8–32. https://doi.org/10.17010/ijf/2025/v19i1/174693

Srivastava, H., Solomon, P., & Singh, S. P. (2022). Oversubscription of initial public offerings of SMEs in India: A quantile regression analysis. Indian Journal of Finance, 16(7), 42–56. https://doi.org/10.17010/ijf/2022/v16i7/170634

Suresh, G., & Loang, O. K. (2024). The rationality conundrum: Exploring herd mentality among individual investors in the Indian stock market. Indian Journal of Finance, 18(6), 26–45. https://doi.org/10.17010/ijf/2024/v18i6/173967

Syed, A. A., & Tripathi, R. (2019). Non-performing loans in BRICS nations: Determinants and macroeconomic impact. Indian Journal of Finance, 13(2), 22–35. https://doi.org/10.17010/ijf/2019/v13i2/141684

Syed, A. A., Tripathi, R., & Deewan, J. (2021). Investigating the impact of the first and second waves of the COVID-19 pandemic on the Indian stock and commodity markets: An ARDL analysis of gold, oil, and stock market prices. Indian Journal of Finance, 15(12), 8–21. https://doi.org/10.17010/ijf/2021/v15i12/167306

Tripathi, R., Yadav, N., & Shastri, R. K. (2016). Financial inclusion in India through Pradhan Mantri Jan Dhan Yojana: An empirical analysis of statistical evidence. Indian Journal of Finance, 10(10), 42–55. https://doi.org/10.17010/ijf/2016/v10i10/103014

Vaghela, P. S., Kapadia, J. M., Patel, H. R., & Patil, A. G. (2023). Effect of financial literacy and attitude on financial behavior among university students. Indian Journal of Finance, 17(8), 43–57. https://doi.org/10.17010/ijf/2023/v17i8/173010

Venkataramanaiah, M., Latha, C. M., & Rao, K. S. (2018). Determinants of dividend policy in the Indian corporate sector: A study of companies listed on Nifty 50, NSE. Indian Journal of Finance, 12(1), 37–46. https://doi.org/10.17010/ijf/2018/v12i1/120740

Verma, Y., & Garg, P. (2016). Pradhan Mantri Jan Dhan Yojana (PMJDY): A step towards eradicating financial untouchability. Indian Journal of Finance, 10(1), 56–64. https://doi.org/10.17010/ijf/2016/v10i1/85845

Vijaykumar, N. V., & Naidu, G. J. (2016). Does microfinance training enhance the financial literacy among members of self-help groups? Indian Journal of Finance, 10(7), 22–33. https://doi.org/10.17010/ijf/2016/v10i7/97247

Vijaykumar, N. V., & Tripathi, A. (2022). A revised paradigm for calculating the NPA percentage in banks. Indian Journal of Finance, 16(11), 40–55. https://doi.org/10.17010/ijf/2022/v16i11/172463

Viswanathan, P. K., & Muthuraj, M. (2019). Factors leading to non - performing assets (NPAs): An empirical study. Indian Journal of Finance, 13(10), 55–64. https://doi.org/10.17010/ijf/2019/v13i1/141051

Zerihun, M. F., & Mashigo, M. P. (2022). Municipal services and financial performance of three metropolitan municipalities in South Africa. Indian Journal of Finance, 16(12), 43–56. https://doi.org/10.17010/ijf/2022/v16i12/172570